Jurnal Ekonomi dan Keuangan Syariah

Analisis Faktor-faktor yang Mempengaruhi Tingkat Pengangguran di Kabupaten Indragiri Hilir Tahun 2011-2020

Risviyaldi — 2025-08-25

This study aims to examine the effect of employment opportunities, labor force participation rates, and economic growth on unemployment in Indragiri Hilir Regency. This study uses a quantitative methodology approach using secondary data from the Central Statistics Agency of Indragiri Hilir Regency in the form of time series data from 2011-2020. The technique used to collect the data is non-behavioral observation on records. The sample used is data for ten years where the sampling technique uses saturated samples. Meanwhile, to analyze the data, an OLS-based regression technique was used with Eviews 10. From the results of the study, the regression coefficient value of X1 is -15.556, the regression coefficient of X2 is -0.547, and the regression coefficient of X3 is -0.024. While the partial t-statistic of X1 is -3.856, X2 is -11.880, X3 is -0.357, and simultaneously the F count value is 86.357 with F table of 0.000025. Based on the results of this study, it can be concluded that the level of employment opportunities has a significant effect on the unemployment rate, the labor force participation rate has a significant effect on the unemployment rate, economic growth has a significant effect on the unemployment rate and simultaneously the level of employment opportunities, the labor force participation rate, and economic growth have a significant effect on unemployment in Indragiri Hilir Regency.

Comparative Analysis of the Influence of Financial Performance on the Capital Structure of Food and Beverage and Transportation Services Companies Listed on the IDX

Raulian Franciskus Pasaribu — 2025-08-11

This study examines the factors that affect the capital structure of food and beverage sub-sector companies and transportation services sub-sectors listed on the Indonesia Stock Exchange (IDX) during the 2020-2022 period. The study also examines the comparison of the capital structure of food and beverage companies with transportation services during the 2020-2022 period. Sample determination technique using the purposive sampling method, the selection of samples from 25 companies in the food and beverage sub-sector resulted in 15 companies being accepted. Then from 36 companies in the Transportation Services sub-sector, 15 companies were accepted. Data analysis was carried out using Microsoft excel, Hypothesis testing using multiple linear regression analysis and differential test using Indpendent sample t-test with SPSS 23 program with a significance level of 5%. The test results were obtained that the profitability variable had a negative effect on the capital structure of the food and beverage company and transportation services. Next, the sales growth variable has no effect on the capital structure of food and beverage companies and transportation services. For food and beverage companies, the size of the company has no influence on the capital structure. However, unlike transportation service companies, the company size variable has a positive influence on the capital structure. The results of the study also show that there is a significant difference in capital structure between food and beverage companies and transportation services.

Keywords: Profitability, sales growth, company size, capital structure, and independent sample t-test.

Analisis Strategi Pemasaran Produk Pembiayaan Kepemilikan Emas Dalam Meningkatkan Jumlah Nasabah

Rezky Dwinda Br Silalahi — 2025-10-09

This study aims to analyze the marketing strategy of gold financing products (gold installments) at PT. Bank Syariah Indonesia KCP Pangkalan Brandan. The method used is descriptive qualitative through interviews, observation, and documentation. The results show that the gold installment product with murabahah contracts complies with sharia principles. The marketing mix-based marketing strategy (product, price, place, promotion) was able to increase the number of customers from 116 in 2021 to 425 in 2025. A SWOT analysis confirmed the strengths, weaknesses, opportunities, and threats that influence this strategy. The study concluded that the gold installment marketing strategy is effective, but needs to be strengthened with product innovation, digital promotion, and public education.